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Esten & Richard Agency is a full service insurance agency specializing in personal insurance, business insurance as well as life insurance. Our goal is to provide you with the best insurance coverage while saving you money.
Our office is located in Northern Rhode Island. Esten & Richard Agency, primarily conducts business in Rhode Island and nearby Massachusetts but also in Connecticut, New Hampshire and Maine.
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Dedicated Insurance Professionals
We have grown over the years by acquiring a number of local insurance agencies including The Levesque Agency, George Roberts Agency, Robidoux Agency and Gordon Monroe Agency and the Esten Agency.
As a member of the Independent Insurance Agents & Brokers of America, we aspire to provide high quality insurance services to our clients through the "Trusted Choice Pledge
of Performance".
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Frank Richard
President / Owner
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Barbara J. Kirby
Agency Manager
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The Benefits of an Independent Agent
Imagine having an insurance agent that’s on your side... That’s just what you’ll get with Esten & Richard Agency.
We are not employed by an insurance company. Instead we represent many carefully selected, financially sound, insurance companies and we will carefully choose one that suits your personal or business needs. As an independent agent, we’ll get you the best coverage at the best price.
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Some of the Companies We Represent:
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• Progressive
• Beacon Mutual
• GMAC Insurance
• One Beacon Insurance
• Holyoke Mutual
• Peerless Insurance
• Quincy Mutual
• Philadelphia Insurance
• Travelers of MA
(formerly Premier)
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• Travelers Insurance
• CNA Surety
• EMC Insurance Companies
• Foremost Insurance
• Travelers Flood Insurance
• RI Fair Plan
• RI Auto Insurance Plan
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• EMC National Life
• West Coast Life
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• John Hancock Life
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We also have access to hundreds of other insurance markets (including Lloyd’s) to handle special situations & requirements.
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Oscar
Our Mascot
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