Esten & Richard Agency is a full service insurance agency specializing in personal insurance, business insurance as well as life insurance. Our goal is to provide you with the best insurance coverage while saving you money.

Our office is located in Northern Rhode Island. Esten & Richard Agency is licensed in all of the New England states as well as New York and New Jersey.
Dedicated Insurance Professionals
We have grown over the years by acquiring a number of local insurance agencies including The Levesque Agency, George Roberts Agency, Robidoux Agency, Gordon Monroe Agency and the Esten Agency.

As a member of the Independent Insurance Agents & Brokers of America, we aspire to provide high quality insurance services to our clients through the "Trusted Choice Pledge
of Performance"
.
Frank Richard
President
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Barbara J. Kirby
Agency Manager
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The Benefits of an Independent Agent
Imagine having an insurance agent that’s on your side... That’s just what you’ll get with Esten & Richard Agency.

We are not employed by an insurance company. We are contracted with many carefully selected insurance companies that have "excellent" or better A.M. Best Co. financial ratings. We will choose the one that specifically suits your insurance needs. As your independent insurance agent, we'll get you the best coverage at the best price.
Some of the Companies We Represent:

• Beacon Mutual
• CNA Surety
• EMC Insurance Companies
• Foremost Insurance
• GUARD
• Hartford Insurance
• Liberty Mutual
• Main Street America
• Mapfre
• Merchants Mutual
• Motorist Mutual
• Narragansett Bay Insurance
• Peerless Insurance
• Phenix Mutual
• Philadelphia Insurance
• Progressive Insurance
• Providence Mutual
• Quincy Mutual Fire Insurance
• RI Auto Insurance Plan
• RI Fair Plan
• Safeco
• Travelers Insurance
• Vermont Mutual
Elsa
Our Mascot
We have access to hundreds of other insurance markets (including Lloyd’s) to handle special situations & requirements.
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342 Park Avenue / PO Box 639 - Woonsocket, RI 02895
Phone (401) 766-4200 - Fax (401) 762-4210 - frank@estenandrichard.com
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