The Esten & Richard Agency is prepared to provide you with a no cost, no obligation review and comparison of your current insurance programs. We will make recommendations to improve you coverages while maintaining competitive premiums, giving you the most value for your insurance dollar.
Justin Ciombor - Vice President
Justin Ciombor joined Esten & Richard after several years of insurance sales experience with another firm. He has already built a substantial list of customers in Rhode Island as well as in Massachusetts where he resides with his wife Andrea and two children Mackenzie and Gavin. Justin is a staunch fan of the U Conn Huskies and a golf enthusiast.

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Steve Thibault
Steve Thibault joined the Agency family after a successful career in Commercial Banking including a five year stint as a branch manager. Steve has been a lifelong resident of Northern Rhode Island. He lives in Woonsocket with his wife Amy and their two children Connor and Callie. He is also active in several non-profit organizations in Rhode Island.

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Tim Richard
Tim joined the Esten & Richard Agency in 2012. He is a graduate of University of Tampa. Tim previously was affiliated with a regional marketing firm procuring sponsorships for college athletic teams. He is a resident of Woonsocket, Rhode Island and a fervent fan of college basketball as well as all of the New England professional sports teams.

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342 Park Avenue / PO Box 639 - Woonsocket, RI 02895
Phone (401) 766-4200 - Fax (401) 762-4210 - frank@estenandrichard.com
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