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Esten & Richard can provide you with piece of mind, knowing that you're covered for the future. We have access to Life Insurance markets to protect you & your family, as well as Key-Man insurance and Group Life insurance for your business. Call us today to start your planning or to review your existing insurance program. In most cases we can provide you with a quote within 24 hours.

Looking to get started? We suggest downloading our "How much insurance do I need?" questionnaire available by clicking here and then calling us at (401) 766-4200 to schedule a consultation.
Making the Right Choice:
We partner with experts in the field of Life Insurance & Disability and can arrange an evaluation in those areas to determine your current financial picture. For most basic life insurance needs, we can actually obtain the needed information with one phone call. We would then mail your quote to you.
Term Life
Term Life Insurance covers you over a given amount of time, allowing you to provide for expenses such as mortgage payments, a child's education, or long-term care for a spouse.
Universal Life
Universal Life is a permanent policy which accumulates a cash value over time. Universal Life provides excellent coverage while acting as an investment/retirement vehicle.
Companies We Represent:
We know you have a lot riding on your life insurance, so Esten & Richard Agency has carefully selected, financially sound insurance companies that will meet your needs. These include EMC National Life and New York Life.
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342 Park Avenue / PO Box 639 - Woonsocket, RI 02895
Phone (401) 766-4200 - Fax (401) 762-4210 - frank@estenandrichard.com
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